Monthly Archives: October 2011

Think before adding coverage

Posted on October 10, 2011 by Mitch Smith

One of my jobs at the agency I’m with involves reviewing the current insurance programs for prospective clients. It’s interesting what one sees. For example, today I check a policy for a building owned by an individual who leases it … Continue reading →

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WC Experience Modifiers in Missouri

Posted on October 5, 2011 by Mitch Smith

I’ve noticed that experience mods in Missouri have been swinging more wildly than expected recently. Much of this is due to the July 1, 2011 change by the NCCI where a 70% discount now applies to med-only claims, regardless of … Continue reading →

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WC Codes – be careful what you ask for

Posted on October 4, 2011 by Mitch Smith

There are roughly 1,000 different work comp codes in the NCCI Scopes manual. It pays to put some effort into determining the correct codes for your clients, but sometimes things aren’t what you’d expect. One of my favorite examples is … Continue reading →

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